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26

Shell Fuel Rewards Mastercard

Citibank, N.A.

Top-25 issuerNationalVariable · PrimeCredit score 619 or lessCredit score 620–719Credit score 720+
Purchase APR
32.49%
Annual fee
None
0% intro
None
0% transfer
None
Foreign fee
3%
Grace period
25 days

Purchase APR by credit tier

Median rate the issuer reported for each tier

The purchase rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered32.49%
Median32.49%
Highest offered32.49%

Cash advance APR

The cash advance rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered32.49%
Median32.49%
Highest offered32.49%

Every fee on this card

Annual feeNone
Balance transfer feeNone
Cash advance feegreater of 5% or $10
Foreign transaction fee3%
Purchase transaction feeNone
Late fee$40
Repeat late fee (6 mo)$40
Over-limit feeNone
Minimum finance charge$2
Balance computationAverage daily balance including new purchases
Additional fees
Returned Payment Fee$41

Rewards, benefits and features

Rewards

None reported

Services

None reported

Features
  • Contactless Payments
  • Chip card

Who can get this card

AvailabilityNational
Membership requirementsOpen to the public
Phone866-743-5562
Balance transfer

This card does not offer a balance transfer rate.

Cost to carry a balance
Interest for a year at 32.49%$974.70
Annual / periodic fees$0
Total yearly cost$974.70

Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 25-day grace period avoids the interest entirely.

More from this issuer

Purchase APR
20.49–28.49%
Annual fee
$595
Foreign fee
None
Top-25 issuer620–719720+Travel-related
Details

Carrying $3k for a year ≈ $1,329.70 incl. $595 fee