Purchase APR
33.49%
Annual fee
None
Foreign fee
None
Top-25 issuer≤619620–719
Carrying $3k for a year ≈ $1,004.70
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33
My Best Buy Credit Card
Top-25 issuerNationalVariable · PrimeCredit score 619 or lessCredit score 620–719Credit score 720+
Purchase APR
30.74%
Annual fee
None
0% intro
None
0% transfer
None
Foreign fee
None
Grace period
25 days
Purchase APR by credit tier
Median rate the issuer reported for each tier
The purchase rate was not broken out by credit tier — the issuer reported a single range.
Lowest offered30.74%
Median30.74%
Highest offered30.74%
Every fee on this card
Annual feeNone
Balance transfer feeNone
Cash advance feeNone
Foreign transaction feeNone
Purchase transaction feeNone
Late fee$41
Repeat late fee (6 mo)$41
Over-limit feeNone
Minimum finance charge$2
Balance computationAverage daily balance including new purchases
Rewards, benefits and features
Rewards
None reported
Services
None reported
Features
- Contactless Payments
- Chip card
Who can get this card
AvailabilityNational
Membership requirementsOpen to the public
Phone888-574-1301
Balance transfer
This card does not offer a balance transfer rate.
Cost to carry a balance
Interest for a year at 30.74%$922.20
Annual / periodic fees$0
Total yearly cost$922.20
Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 25-day grace period avoids the interest entirely.
Cardholder agreements
82 documents filed by Citibank, N.A. in the 2026 Q1 archive.
- AAdvantage Executive World Elite Mastercard Cardmember Agreement293 KB
- AAdvantage Executive World Elite Pricing and Information Table224 KB
- AAdvantage Globe Mastercard Cardmember Agreement290 KB
- AAdvantage Globe Pricing and Information Table203 KB
- AAdvantage Platinum Select World Elite Cardmember Agreement304 KB
- AAdvantage Platinum Select World Elite Pricing and Information Table222 KB
More from this issuer
Purchase APR
32.49%
Annual fee
None
Foreign fee
3%
Top-25 issuer≤619620–719
Carrying $3k for a year ≈ $974.70
Purchase APR
32.49%
Annual fee
None
Foreign fee
None
Top-25 issuer≤619620–719
Carrying $3k for a year ≈ $974.70
Purchase APR
20.49–28.49%
Annual fee
$595
Foreign fee
None
Top-25 issuer620–719720+Travel-related
Carrying $3k for a year ≈ $1,329.70 incl. $595 fee