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Visa Platinum Rewards

Delta Community Credit Union

NationalVariable · PrimeNo credit scoreCredit score 619 or lessCredit score 620–719Credit score 720+
Issuer site ↗
Purchase APR
13.25–17.25%
Annual fee
None
0% intro
None
0% transfer
None
Foreign fee
1%
Grace period
25 days

Purchase APR by credit tier

Median rate the issuer reported for each tier

No score
17.25%
≤619
17.25%
620–719
15.25%
720+
13.25%
Lowest offered13.25%
Median15.25%
Highest offered17.25%

Cash advance APR

No score
17.25%
≤619
17.25%
620–719
15.25%
720+
13.25%
Lowest offered13.25%
Median—
Highest offered17.25%

Every fee on this card

Annual feeNone
Balance transfer feeNone
Cash advance fee$6
Foreign transaction fee1%
Purchase transaction feeNone
Late fee$25
Over-limit feeNone
Minimum finance chargeNone
Balance computationAverage daily balance including new purchases
Additional fees
Returned Payment Fee$25
Statement Copy Fee$3
Rush Fee$15
Rush Fee$30
Stop Payment Fee$15

Rewards, benefits and features

Rewards
  • Cashback rewards
  • Travel-related rewards
  • Other rewards
Services
  • Automobile rental insurance
  • Debt cancellation coverage
  • Other
Features
  • Contactless Payments
  • Chip card
  • Mobile wallet provisioning (for example, Apple Pay)
  • Other

Issuer note: Gift cards, merchandise, charities

Who can get this card

AvailabilityNational
Membership requirementsOpen to the public
Phone1-800-544-3328
Balance transfer

This card does not offer a balance transfer rate.

Cost to carry a balance
Interest for a year at 15.25%$457.50
Annual / periodic fees$0
Total yearly cost$457.50

Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 25-day grace period avoids the interest entirely.

Cardholder agreements

4 documents filed by Delta Community Credit Union in the 2026 Q1 archive.

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