Purchase APR
13.75–17.75%
Annual fee
None
Foreign fee
1%
0% purchases · 5 mo0% transfers · 5 mo
620–719720+
Carrying $3k for a year ≈ $472.50
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60
Business Power Visa Card
Forcht Bank, National Association
RegionalVariable · PrimeCredit score 620–719Credit score 720+
Purchase APR
12.75–14.75%
Annual fee
—
0% intro
5 mo
0% transfer
5 mo
Foreign fee
1%
Grace period
30 days
Purchase APR by credit tier
Median rate the issuer reported for each tier
No score
—
≤619
—
620–719
13.75%
720+
13.75%
Lowest offered12.75%
Median13.75%
Highest offered14.75%
Introductory purchase APR
Promotional window: 5 months
The intro rate was not broken out by credit tier — the issuer reported a single range.
Lowest offered0%
Median0%
Highest offered0%
Balance transfer APR
Promotional window: 5 months
The transfer rate was not broken out by credit tier — the issuer reported a single range.
Lowest offered0%
Median0%
Highest offered0%
Cash advance APR
No score
—
≤619
—
620–719
13.75%
720+
13.75%
Lowest offered12.75%
Median—
Highest offered14.75%
Every fee on this card
Annual feeNone
Periodic fee range$0 – $100
Balance transfer fee3% (min $5)
Cash advance fee4% (min $5)
Foreign transaction fee1%
Purchase transaction feeNone
Late fee$25
Over-limit feeNone
Minimum finance chargeNone
Balance computationAverage daily balance including new purchases
Rewards, benefits and features
Rewards
None reported
Services
None reported
Features
- Contactless Payments
- Chip card
- Mobile wallet provisioning (for example, Apple Pay)
Who can get this card
AvailabilityRegional
StatesFL, IN, KY, OH, TN, VA
Membership requirementsOpen to the public
Balance transfer calculator
Stay put — 5 mo at 24%$250
Transfer fee (3%)$150
Promo interest at 0.00%$0
You save$100
Assumes you pay the balance down evenly across the 5-month promotional window, so the average outstanding balance is about half the transfer. Rates revert to 13.75% afterwards.
Cost to carry a balance
Interest for a year at 13.75%$412.50
Annual / periodic fees$0
Total yearly cost$412.50
Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 30-day grace period avoids the interest entirely.
Cardholder agreements
5 documents filed by Forcht Bank, National Association in the 2026 Q1 archive.
More from this issuer
Purchase APR
20.75–24.75%
Annual fee
None
Foreign fee
1%
620–719720+
Carrying $3k for a year ≈ $682.50
Purchase APR
18.75–24.75%
Annual fee
None
Foreign fee
1%
620–719720+
Carrying $3k for a year ≈ $652.50
Purchase APR
18.75–24.75%
Annual fee
$295
Foreign fee
1%
620–719720+Cashback
Carrying $3k for a year ≈ $947.50 incl. $295 fee