Purchase APR
13.75–17.75%
Annual fee
None
Foreign fee
1%
0% purchases · 5 mo0% transfers · 5 mo
620–719720+
Carrying $3k for a year ≈ $472.50
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Forcht Bank, National Association
5 cardholder agreements · 767 KB · 5 surveyed cards
Priced card products
Purchase APR
20.75–24.75%
Annual fee
None
Foreign fee
1%
620–719720+
Carrying $3k for a year ≈ $682.50
Purchase APR
18.75–24.75%
Annual fee
None
Foreign fee
1%
620–719720+
Carrying $3k for a year ≈ $652.50
Purchase APR
18.75–24.75%
Annual fee
$295
Foreign fee
1%
620–719720+Cashback
Carrying $3k for a year ≈ $947.50 incl. $295 fee
Purchase APR
12.75–14.75%
Annual fee
—
Foreign fee
1%
0% purchases · 5 mo0% transfers · 5 mo
620–719720+
Carrying $3k for a year ≈ $412.50
Cardholder agreements
Filed with the CFPB in the 2026 Q1 bulk submission. Opens the original PDF.