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Contract X-Ray — what's buried in the fine print
1 red flag · 5 filed docs
Detected in the CFPB-filed cardholder agreements from Forcht Bank, National Association. Verbatim quotes below — CardSleuth flags the language; this isn't legal advice.
Penalty APR
Slip up and your rate can jump to a much higher penalty APR.
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“…ny accounts that you have with us. If this occurs, any promotional period and associated rate discount(s) will also come to an end. How Long Will the Penalty APR Apply? If your APRs are increased for this reason, the Penalty APR will apply until you make six consecutive minimum payments when due. 10. RUSH CARD…”
“…0% - This APR may be applied to your account if you make a late payment 60 days late, 1 time on any accounts that you have with us. How Long Will the Penalty APR Apply?: If your APRs are increased for this reason, the Penalty APR will apply until you make six consecutive minimum payments when due. 10. RUSH CAR…”