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Secured Platinum

Jonah Bank Of Wyoming

Secured cardOne State/TerritoryVariable · PrimeNo credit scoreCredit score 619 or less
Purchase APR
16.25%
Annual fee
None
0% intro
2.90%
0% transfer
2.90%
Foreign fee
None
Grace period
25 days

Purchase APR by credit tier

Median rate the issuer reported for each tier

The purchase rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered16.25%
Median16.25%
Highest offered16.25%

Introductory purchase APR

Promotional window: 6 months

The intro rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered2.90%
Median2.90%
Highest offered2.90%

Balance transfer APR

Promotional window: 6 months · grace period retained on purchases

The transfer rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered2.90%
Median2.90%
Highest offered2.90%

Cash advance APR

The cash advance rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered16.25%
Median16.25%
Highest offered16.25%

Every fee on this card

Annual feeNone
Balance transfer feeCharged (amount not reported)
Cash advance feeCharged (amount not reported)
Foreign transaction feeNone
Purchase transaction feeNone
Late fee—
Over-limit feeNone
Minimum finance charge$0.50
Balance computationAverage daily balance including new purchases

Late fee policy: $10 or the amount of the required minimum payment, whichever is less

Rewards, benefits and features

Rewards

None reported

Services

None reported

Features
  • Chip card
  • Mobile wallet provisioning (for example, Apple Pay)
  • Other

Who can get this card

AvailabilityOne State/Territory
StatesWY
Membership requirementsOpen to the public
Phone866-504-5111
Balance transfer calculator
Stay put — 6 mo at 24%$300
Transfer feenot reported
Promo interest at 2.90%$36.25
Net savingunknown

This issuer reports that a transfer fee applies but did not report the amount, so the net saving cannot be calculated. Assumes you pay the balance down evenly across the 6-month promotional window, so the average outstanding balance is about half the transfer. Rates revert to 16.25% afterwards.

Cost to carry a balance
Interest for a year at 16.25%$487.50
Annual / periodic fees$0
Total yearly cost$487.50

Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 25-day grace period avoids the interest entirely.

Cardholder agreements

2 documents filed by Jonah Bank Of Wyoming in the 2026 Q1 archive.

More from this issuer