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Contract X-Ray — what's buried in the fine print
1 red flag · 2 filed docs
Detected in the CFPB-filed cardholder agreements from Jonah Bank Of Wyoming. Verbatim quotes below — CardSleuth flags the language; this isn't legal advice.
Penalty APR
Slip up and your rate can jump to a much higher penalty APR.
Jumps to ~19.25%
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“…2.90% Introductory APR for six months. After that, your APR will be Cash Advances 16.25%. This APR will vary with the market based on the Prime Rate. Penalty APR and When 19.25% it Applies This APR may be applied to your account if you allow your Account to become 60 days past due. How Long Will the Penalty AP…”
“…2.90% Introductory APR for six months. After that, your APR will be 16.25%. This Cash Advances APR will vary with the market based on the Prime Rate. Penalty APR and When 19.25% it Applies This APR may be applied to your account if you allow your Account to become 60 days past due. How Long Will the Penalty AP…”