Purchase APR
11–14%
Annual fee
None
Foreign fee
2%
620–719
Carrying $3k for a year ≈ $330
← Back to explorer
51
VISA Secured Credit Card
Matanuska Valley Federal Credit Union
Secured cardNationalVariable · PrimeNo credit scoreCredit score 619 or less
Purchase APR
16%
Annual fee
None
0% intro
None
0% transfer
None
Foreign fee
2%
Grace period
30 days
Purchase APR by credit tier
Median rate the issuer reported for each tier
The purchase rate was not broken out by credit tier — the issuer reported a single range.
Lowest offered16%
Median16%
Highest offered16%
Cash advance APR
The cash advance rate was not broken out by credit tier — the issuer reported a single range.
Lowest offered16%
Median16%
Highest offered16%
Every fee on this card
Annual feeNone
Balance transfer feeNone
Cash advance fee$5
Foreign transaction fee2%
Purchase transaction feeNone
Late fee—
Over-limit feeNone
Minimum finance chargeNone
Balance computationAverage daily balance including new purchases
Additional fees
Statement Copy Fee$2.50
Return Item FeeWe may impose a fee for any amount returned unpaid as a returned item fee.
Card Replacement FeeWe may impose a card replacement fee or a fee for an additional card that is issued to an authorized user at a time other than when the account is opened.
Late fee policy: Maximum $15.00 late fee, not to exceed the minimum payment due.
Rewards, benefits and features
Rewards
None reported
Services
None reported
Features
- Chip card
- Mobile wallet provisioning (for example, Apple Pay)
Who can get this card
AvailabilityNational
Membership requirementsYes
RequirementOther. Please Describe:
Phone907-745-4891
Balance transfer
This card does not offer a balance transfer rate.
Cost to carry a balance
Interest for a year at 16.00%$480
Annual / periodic fees$0
Total yearly cost$480
Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 30-day grace period avoids the interest entirely.
Cardholder agreements
2 documents filed by Matanuska Valley Federal Credit Union in the 2026 Q1 archive.
More from this issuer
Purchase APR
12.99–17.99%
Annual fee
None
Foreign fee
2%
No score≤619
Carrying $3k for a year ≈ $479.70
Purchase APR
12.74–24.24%
Annual fee
None
Foreign fee
None
0% purchases · 12 mo0% transfers · 12 mo
Top-25 issuerNo score≤619
Carrying $3k for a year ≈ $479.70
Purchase APR
15.99–19.99%
Annual fee
None
Foreign fee
None
No score≤619Travel-related
Carrying $3k for a year ≈ $479.70