Purchase APR
6.99%
Annual fee
None
Foreign fee
None
SecuredNo score≤619Cashback
Carrying $3k for a year ≈ $209.70
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62
MauiFed VISA Platinum
Maui Federal Credit Union
One State/TerritoryVariable · PrimeNo credit scoreCredit score 619 or lessCredit score 620–719Credit score 720+
Purchase APR
12.15–18%
Annual fee
None
0% intro
None
0% transfer
None
Foreign fee
None
Grace period
25 days
Purchase APR by credit tier
Median rate the issuer reported for each tier
No score
18%
≤619
18%
620–719
16.15%
720+
13.15%
Lowest offered12.15%
Median14.15%
Highest offered18%
Cash advance APR
No score
18%
≤619
18%
620–719
16.15%
720+
13.15%
Lowest offered12.15%
Median—
Highest offered18%
Every fee on this card
Annual feeNone
Balance transfer feeNone
Cash advance feeNone
Foreign transaction feeNone
Purchase transaction feeNone
Late fee$25
Over-limit feeNone
Minimum finance chargeNone
Balance computationAverage daily balance excluding new purchases
Additional fees
Returned Payment Fee$20
Emergency Card Replacement Fee$50
Rush Fee$50
Pay By Phone Fee$5
Rewards, benefits and features
Rewards
- Cashback rewards
Services
None reported
Features
- Contactless Payments
- Chip card
- Fee-free foreign transactions
Who can get this card
AvailabilityOne State/Territory
StatesHI
Membership requirementsYes
RequirementGeographic Restrictions Beyond Place of Residence
Geographic: County Of Maui
Balance transfer
This card does not offer a balance transfer rate.
Cost to carry a balance
Interest for a year at 14.15%$424.50
Annual / periodic fees$0
Total yearly cost$424.50
Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 25-day grace period avoids the interest entirely.
More from this issuer
Purchase APR
11.24–24%
Annual fee
None
Foreign fee
1%
≤619620–719
Carrying $3k for a year ≈ $428.10
Purchase APR
12–19%
Annual fee
None
Foreign fee
1%
0% transfers · 12 mo
620–719720+Cashback
Carrying $3k for a year ≈ $420
Purchase APR
12–17.90%
Annual fee
None
Foreign fee
2%
0% purchases · 6 mo
No score≤619
Carrying $3k for a year ≈ $420