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MauiFed VISA SECURED

Maui Federal Credit Union

Secured cardOne State/TerritoryFixed rateNo credit scoreCredit score 619 or lessCredit score 620–719Credit score 720+
Issuer site ↗
Purchase APR
6.99%
Annual fee
None
0% intro
None
0% transfer
None
Foreign fee
None
Grace period
25 days

Purchase APR by credit tier

Median rate the issuer reported for each tier

The purchase rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered6.99%
Median6.99%
Highest offered6.99%

Cash advance APR

The cash advance rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered6.99%
Median6.99%
Highest offered6.99%

Every fee on this card

Annual feeNone
Balance transfer feeNone
Cash advance feeNone
Foreign transaction feeNone
Purchase transaction feeNone
Late fee$25
Over-limit feeNone
Minimum finance chargeNone
Balance computationAverage daily balance excluding new purchases
Additional fees
Returned Payment Fee$20
Emergency Card Replacement Fee$50
Rush Fee$50
Pay By Phone Fee$5

Rewards, benefits and features

Rewards
  • Cashback rewards
Services

None reported

Features
  • Contactless Payments
  • Chip card
  • Fee-free foreign transactions

Who can get this card

AvailabilityOne State/Territory
StatesHI
Membership requirementsYes
RequirementGeographic Restrictions Beyond Place of Residence

Geographic: County Of Maui

Balance transfer

This card does not offer a balance transfer rate.

Cost to carry a balance
Interest for a year at 6.99%$209.70
Annual / periodic fees$0
Total yearly cost$209.70

Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 25-day grace period avoids the interest entirely.

More from this issuer

Visa Platinum

United Bank

72
Purchase APR
5.99%
Annual fee
None
Foreign fee
None
Secured620–719720+Cashback
Details

Carrying $3k for a year ≈ $179.70