CardSleuth
← Back to explorer
67

Power Credit Card

Security Service Federal Credit Union

Secured cardNationalVariable · PrimeNo credit scoreCredit score 619 or lessCredit score 620–719Credit score 720+
Issuer site ↗
Purchase APR
10.99–18%
Annual fee
None
0% intro
None
0% transfer
12 mo
Foreign fee
1.1%
Grace period
30 days

Purchase APR by credit tier

Median rate the issuer reported for each tier

No score
10.99%
≤619
10.99%
620–719
12.99%
720+
10.99%
Lowest offered10.99%
Median10.99%
Highest offered18%

Balance transfer APR

Promotional window: 12 months · grace period retained on purchases

The transfer rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered0%
Median0%
Highest offered9.90%

Cash advance APR

No score
10.99%
≤619
10.99%
620–719
12.99%
720+
10.99%
Lowest offered10.99%
Median—
Highest offered18%

Every fee on this card

Annual feeNone
Balance transfer fee2%
Cash advance fee2%
Foreign transaction fee1.1%
Purchase transaction feeNone
Late fee$25
Over-limit feeNone
Minimum finance chargeNone
Balance computationAverage daily balance including new purchases
Additional fees
Return Payment$20

Rewards, benefits and features

Rewards

None reported

Services
  • Debt cancellation coverage
Features
  • Contactless Payments
  • Chip card
  • Mobile wallet provisioning (for example, Apple Pay)

Who can get this card

AvailabilityNational
Membership requirementsYes
RequirementOther. Please Describe:
Phone1-800-527-7328
Balance transfer calculator
Stay put — 12 mo at 24%$600
Transfer fee (2%)$100
Promo interest at 0.00%$0
You save$500

Assumes you pay the balance down evenly across the 12-month promotional window, so the average outstanding balance is about half the transfer. Rates revert to 10.99% afterwards.

Cost to carry a balance
Interest for a year at 10.99%$329.70
Annual / periodic fees$0
Total yearly cost$329.70

Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 30-day grace period avoids the interest entirely.

Cardholder agreements

6 documents filed by Security Service Federal Credit Union in the 2026 Q1 archive.

Similar cards