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Contract X-Ray — what's buried in the fine print
1 red flag · 6 filed docs
Detected in the CFPB-filed cardholder agreements from Security Service Federal Credit Union. Verbatim quotes below — CardSleuth flags the language; this isn't legal advice.
Forced arbitration with no opt-out found — you likely can't take this issuer to court, and there's no way to reject it.
Forced arbitration
You give up your right to sue in court — disputes are pushed into private arbitration.
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“…other term or condition in such product or service, such product or service insofar as it applies to the covered borrower, (1) shall not contain any arbitration provision, (2) shall only be subject to setoff or cross-collateralization as is allowed by law, and (3) all legal notices shall be provided in accordance with…”