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59

Visa Platinum Standard

Solvay Bank

One State/TerritoryFixed rateNo credit score
Issuer site ↗
Purchase APR
15.88%
Annual fee
None
0% intro
None
0% transfer
None
Foreign fee
None
Grace period
25 days

Purchase APR by credit tier

Median rate the issuer reported for each tier

The purchase rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered15.88%
Median15.88%
Highest offered15.88%

Cash advance APR

The cash advance rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered15.88%
Median15.88%
Highest offered15.88%

Every fee on this card

Annual feeNone
Balance transfer fee3% (min $10)
Cash advance fee3% (min $10)
Foreign transaction feeNone
Purchase transaction feeNone
Late fee—
Repeat late fee (6 mo)$37
Over-limit feeNone
Minimum finance chargeNone
Balance computationAverage daily balance including new purchases

Late fee policy: If we do not receive at least the Minimum Payment Due by the Payment Due Date, on the first occurrence of the violation, a fee of $27.00 or the amount of the violation whichever is less, will be assessed.

Rewards, benefits and features

Rewards

None reported

Services
  • Extension on manufacturer’s warranty
  • Other
Features
  • Contactless Payments
  • Chip card
  • Fee-free foreign transactions
  • Mobile wallet provisioning (for example, Apple Pay)

Who can get this card

AvailabilityOne State/Territory
StatesNY
Membership requirementsOpen to the public
Phone315-484-2201
Balance transfer

This card does not offer a balance transfer rate.

Cost to carry a balance
Interest for a year at 15.88%$476.40
Annual / periodic fees$0
Total yearly cost$476.40

Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 25-day grace period avoids the interest entirely.

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