Purchase APR
12.99%
Annual fee
None
Foreign fee
1%
720+Travel-related
Carrying $3k for a year ≈ $389.70
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63
Purchase APR
9.99%
Annual fee
None
0% intro
None
0% transfer
None
Foreign fee
1%
Grace period
25 days
Purchase APR by credit tier
Median rate the issuer reported for each tier
The purchase rate was not broken out by credit tier — the issuer reported a single range.
Lowest offered9.99%
Median9.99%
Highest offered9.99%
Cash advance APR
The cash advance rate was not broken out by credit tier — the issuer reported a single range.
Lowest offered9.99%
Median9.99%
Highest offered9.99%
Every fee on this card
Annual feeNone
Balance transfer feeNone
Cash advance fee3% (min $3)
Foreign transaction fee1%
Purchase transaction feeNone
Late fee$10
Over-limit feeNone
Minimum finance chargeNone
Balance computationAverage daily balance including new purchases
Rewards, benefits and features
Rewards
None reported
Services
- Automobile rental insurance
- Other
Features
- Contactless Payments
- Chip card
- Mobile wallet provisioning (for example, Apple Pay)
Who can get this card
AvailabilityOne State/Territory
StatesWI
Membership requirementsYes
RequirementOther. Please Describe:
Phone9207666000
Balance transfer
This card does not offer a balance transfer rate.
Cost to carry a balance
Interest for a year at 9.99%$299.70
Annual / periodic fees$0
Total yearly cost$299.70
Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 25-day grace period avoids the interest entirely.
Cardholder agreements
2 documents filed by Unison Credit Union in the 2026 Q1 archive.
More from this issuer
Purchase APR
7.99–15.99%
Annual fee
None
Foreign fee
None
≤619620–719Travel-related
Carrying $3k for a year ≈ $299.70
Purchase APR
9.90%
Annual fee
None
Foreign fee
1%
720+Cashback
Carrying $3k for a year ≈ $297
Purchase APR
9.90%
Annual fee
None
Foreign fee
1%
No score≤619Other
Carrying $3k for a year ≈ $297