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Visa Platinum Rewards

Unison Credit Union

One State/TerritoryFixed rateCredit score 720+
Issuer site ↗
Purchase APR
12.99%
Annual fee
None
0% intro
None
0% transfer
None
Foreign fee
1%
Grace period
25 days

Purchase APR by credit tier

Median rate the issuer reported for each tier

The purchase rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered12.99%
Median12.99%
Highest offered12.99%

Cash advance APR

The cash advance rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered12.99%
Median12.99%
Highest offered12.99%

Every fee on this card

Annual feeNone
Balance transfer feeNone
Cash advance fee3% (min $3)
Foreign transaction fee1%
Purchase transaction feeNone
Late fee$10
Over-limit feeNone
Minimum finance chargeNone
Balance computationAverage daily balance including new purchases

Rewards, benefits and features

Rewards
  • Travel-related rewards
  • Other rewards
Services
  • Automobile rental insurance
  • Other
Features
  • Contactless Payments
  • Chip card
  • Mobile wallet provisioning (for example, Apple Pay)

Issuer note: Merchandise, gift cards, event tickets

Who can get this card

AvailabilityOne State/Territory
StatesWI
Membership requirementsYes
RequirementOther. Please Describe:
Phone9207666000
Balance transfer

This card does not offer a balance transfer rate.

Cost to carry a balance
Interest for a year at 12.99%$389.70
Annual / periodic fees$0
Total yearly cost$389.70

Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 25-day grace period avoids the interest entirely.

Cardholder agreements

2 documents filed by Unison Credit Union in the 2026 Q1 archive.

More from this issuer