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68

OPFCU VISA

Omaha Police Federal Credit Union

NationalFixed rateNo credit scoreCredit score 619 or lessCredit score 620–719Credit score 720+
Issuer site ↗
Purchase APR
8.99–18%
Annual fee
None
0% intro
None
0% transfer
None
Foreign fee
1%
Grace period
25 days

Purchase APR by credit tier

Median rate the issuer reported for each tier

The purchase rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered8.99%
Median12.99%
Highest offered18%

Cash advance APR

The cash advance rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered8.99%
Median12.99%
Highest offered18%

Every fee on this card

Annual feeNone
Balance transfer feeNone
Cash advance fee$10
Foreign transaction fee1%
Purchase transaction feeNone
Late fee$20
Over-limit feeNone
Minimum finance chargeNone
Balance computationAverage daily balance including new purchases
Additional fees
Returned Payment Fee$25
Card replacement fee$5
Document Copy Fee$2.50
Statement Copy Fee$2.50
Rush Fee$22

Rewards, benefits and features

Rewards
  • Cashback rewards
  • Travel-related rewards
  • Other rewards
Services
  • Automobile rental insurance
Features
  • Chip card

Who can get this card

AvailabilityNational
Membership requirementsOpen to the public
Phone4023914040
Balance transfer

This card does not offer a balance transfer rate.

Cost to carry a balance
Interest for a year at 12.99%$389.70
Annual / periodic fees$0
Total yearly cost$389.70

Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 25-day grace period avoids the interest entirely.

Cardholder agreements

3 documents filed by Omaha Police Federal Credit Union in the 2026 Q1 archive.

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