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Contract X-Ray — what's buried in the fine print
1 red flag · 4 filed docs
Detected in the CFPB-filed cardholder agreements from Pennsylvania State Employees Cu. Verbatim quotes below — CardSleuth flags the language; this isn't legal advice.
Change-anytime clause
The issuer reserves the right to change your rates, fees and terms at any time.
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“…4. NO EXPIRATION: Your Rewards will not expire. They may, however, be suspended, restricted, or forfeited in accordance with these Terms. 5. RIGHT TO CHANGE TERMS: PSECU may revise these Terms at any time, up to and including termination of the Program, without providing you with advance notice of such revision. This includes the determination of what…”